Projects

Mortgage Payoff Calculator

Model early repayment strategies and compare scenarios side by side

Loan Details

$
$

$
%
yrs
Base Monthly Payment

Early Repayment Plan

$

A fixed extra amount applied to principal every month for the life of the loan.

$
$
$

Starts at the base amount and grows by the annual increase each year, capped at the max.

From Month To Month (opt.) Extra / Month

Each row defines an extra monthly payment for a range of months. Leave "To Month" blank to apply indefinitely.

No Extra Payments
Standard Payoff
Monthly Payment
Total Interest
Total Paid
Timeline
Payoff Date
You Save
$—
in interest
months sooner
$—
total savings
With Extra Payments
Early Payoff
Avg Extra / Month
Total Interest
Total Paid
Timeline
Payoff Date

Remaining Balance Over Time